Disaster Coverage.
We offer both traditional flood coverage as well as multi-peril disaster insurance. The multi-peril disaster insurance is a unique new product that provides a lump sum payout of $5,000–$25,000 within 48 hours after disasters like hurricanes, wildfires, or earthquakes—helping policyholders cover immediate expenses while waiting for homeowners' insurance claims.
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The Insurance Therapist and/or its affiliated agents act as a general agent(s) for affiliated and non-affiliated insurance companies. The Insurance Therapist and/or its affiliated agents are licensed to sell insurance in all states in which products are offered. Availability and qualification for coverage, terms, rates, and discounts may vary by jurisdiction. We do not in any way imply that the materials on the site or products are available in jurisdictions in which we are not licensed to do business or that we are soliciting business in any such jurisdiction. Any estimated premium savings are based on comparisons of state rates to average industry prices. Coverage under your insurance policy is subject to the terms and conditions of that policy and is ultimately the decision of the buyer.